Storm damage in Pensacola or the Florida Panhandle? Request your free damage inspection.

Public adjusters who fight for Florida homeowners

Insurance companies have adjusters, estimators, and lawyers. You should have an expert on your side too. We represent the policyholder in your property insurance claim, from the first inspection to the final payment.

Pensacola and the Panhandle Miami, our home base Statewide

We represent you. The insurance company does not.

Property Claim Pro was founded in Miami with a clear purpose: to protect communities, not insurance companies. We are a Florida-based public adjusting firm built on one mission, to stand up for property owners when they need it most.

We don't just file paperwork. We fight for your outcome. We are your advocate, your expert, and your frontline defense when disaster strikes.

Start with a free inspection
Crew members on a suspended work platform inspecting the balconies of a high-rise condominium

What we do for your claim

Our licensed public adjusters understand policy language, carrier tactics, and construction pricing. We build detailed claim packages backed by evidence.

Read your policy

We start with a clear understanding of your insurance policy and your physical property, and explain what your coverage means in plain language.

Inspect and document

Every damaged area is recorded with photographic evidence and a clear scope, so nothing is overlooked.

Build a detailed estimate

Proper valuation and scope breakdowns, backed by expert estimates and current construction pricing.

File and manage the claim

We prepare the claim package and handle the paperwork, deadlines, and communication with your insurer.

Negotiate with the carrier

We deal with the insurance company so you don't have to, and we don't back down when the offer falls short.

Challenge denials and underpayments

When a claim is denied or underpaid, we reopen and escalate it. Many communities we represent were initially shortchanged.

How a Florida public adjusting claim works

  1. Free inspection

    We inspect your property and document the damage at no cost to you.

  2. Claim package

    We review your policy, build the scope and estimate, and file your claim.

  3. Negotiation

    We negotiate with your insurer and challenge any denial or underpayment.

  4. Recovery and rebuild

    Once funds are secured, we can help coordinate licensed contractors if you want that help.

Claims we handle across Florida

From a single family home in the Panhandle to a multi-building association in South Florida.

Types of loss

  • Hurricane and wind
  • Water and flood
  • Roof damage
  • Mold
  • Fire
  • Structural damage

Types of property

  • Homes
  • High-rise condos
  • Multi-family buildings
  • HOAs
  • Clubhouses and common areas
  • Commercial properties

Contractors repair buildings. We recover money.

Our job is to advocate solely for your financial interests, not to prioritize a construction backlog. Once your funds are secured, we can help you coordinate trusted licensed professionals to complete the work, but our loyalty is always to the policyholder, and you always choose who repairs your home.

Read the public adjuster FAQ

Pensacola and the Panhandle Miami, our home base Statewide

Not sure if you need a public adjuster?

Start with a free damage inspection. We will tell you where your claim stands.

Request free inspection

Request your free damage inspection

Tell us where your property is and what happened. The inspection is free.

We review every request and contact you about scheduling your inspection.
Request received. We will contact you about scheduling your free damage inspection.